Submitted by adminkmbl on Thu, 03/11/2021 - 18:13
Khushhali EasyCash Banner

Product Name

Khushhali EasyCash

Product Purpose

Khushhali Easy Cash is a running finance and term finance facility. The running finance category has been designed to serve the short-term financial shortages and increase liquidity for the business. Customers only have to pay interest on the amount actually utilized. The term finance is allowed for all purposes under the micro-enterprise category loans.

Loan Eligibility Criteria

  • Valid CNIC/SNIC holder
  • Age: 20 years and above
  • Individuals: Self-employed, SME owners, Salaried (with alternate business)
  • KMBL customers having TDC/ Current/ Saving accounts
  • National/ Defense Savings certificate holders

Acceptable Securities

  • Khushhali Term Deposit Certificates
  • National Savings Certificates (Defence Saving Certificates, Special Saving Certificates, Regular Income Certificates)
  • Lien on deposit


Up to 60 months

Repayment Options

  • Mark-up repayment in non-checking account
  • Utilized Principal payment in checking account

Loan Ticket (minimum & maximum)

PKR 150,000 to PKR 3,000,000

Service Charges

  • 25% APR against running finance
  • 18% APR against term finance