The objective of Whistle Blow Unit is to provide a platform to bank’s staff and outside parties such as shareholders, vendors, customers etc. to communicate any irregularity, financial malpractice, fraud & forgery, personnel harassment, improper conduct or wrong doing without any fear of reprisal or adverse consequences and in confidential manner. However, HR grievances and other administrative issues where complainant has personal interest should be logged on Bank’s HR Desk and Complaint Cell as per described manner.

Channels for Logging Whistle Blow:

  • Through letter, under private & confidential cover to the Chief Compliance Officer at Bank’s Corporate Office Address “Khushhali Microfinance Bank Ltd, Complaint Cell, Plot no. 87-88, Civic Centre, Executive Block, Gulburg Greens, Islamabad”
  • By Calling to 0092 51 111 092 092 ext. 4507
  • Through email at
  • Whistle Blower can meet the Chief Compliance Officer in person to report the issue.


Whistle Blow against Chief Compliance Officer including members of Disciplinary Action Committee and President shall be made to the chairman Board Audit Committee at