Product Name
Niswan Group Loan
Niswan Group Loan is specially designed for women who want to grow their small businesses or manage livestock activities with easy and affordable financing. Through a simple group lending model, women can access financial support for business growth and household income generation.
Features & Benefits:
- Financing facility exclusively for women
- Easy and simple group-based financing
- No heavy collateral requirements
- Financing for small businesses and livestock needs
- Easy monthly installment repayment option
- Quick processing and fast disbursement
- Available for both rural and urban customers
- Flexible loan cycles for growing businesses
Eligibility Criteria:
- Applicant Type: Women Only
- Minimum age to avail the loan: 20 years.
- Maximum Age at Loan Maturity: 68 Years
- Residence Requirement: Minimum 2 Years in Current City
- Business Experience: Minimum 2 Years
- Annual Income Limit: Up to PKR 1,500,000
- Group Requirement: 03 to 06 Members
Loan Amount
Rs. 50,000 to Rs. 150,000
Collateral
Social Collateral (Cross Group Guarantee)
Purpose
- Livestock purchase and management.
- Small business setup or expansion.
- Retail and trading activities.
- Home-based businesses.
- Women entrepreneurship activities.
- Rural enterprise development.
Loan Tenor & Repayment Mode
- Loan Tenure 3 to 12 Months.
- Repayment Mode: Easy Monthly Installments (EMI).
Pricing
As per the approved pricing grid/SOC
Disclaimer
Other Terms and Conditions Apply