Today, Khushhali Microfinance Bank Limited celebrates is celebrating its fourteenth anniversary, as well as the launch of their first model branch in Islamabad. Khushhali Microfinance Bank is a market leader in the microfinance sector with a 20% share and has been playing a pivotal role in alleviating poverty and empowering women in Pakistan. Since its inception in 2000, the bank has launched several micro entrepreneurial projects, providing opportunities for the small scale entrepreneurs to obtain self independence and overcome poverty. The bank since inception has served more than 3 million clients across the country through a network of over100 branches primarily in the rural areas of Pakistan.

Globally, microfinance is regarded one of the key mechanisms to reduce poverty and improve incomes in the emerging economies of the world. In the past decade Pakistan as developed a progressive policy framework for microfinance which has encouraged both domestic and Foreign direct investment in the sector with eleven banks and more than PKR 50 billion outstanding gross loan portfolio. In Pakistan the financial penetration remain a challenge and specialized microfinance Institutions are playing an important role in improving access to financial services and the bringing about change in the lives of millions who are excluded for the formal financial sector.

“Today is a day of great significance for us as Khushhali Microfinance Banklimited is not only inaugurating it’s first model branch in Islamabad, but is also celebrating it’s 14th anniversary as the leading microfinance institutions in Pakistan. Over the years since our inception in 2000, we have witnessed growth & expansion in business, clients and presence across the country. We have intensified our focus on areas where economic activity is high such as southern Punjab and irrigated Sindh besides other provinces and AJK, in our quest to continue to grow, expand and maintain our leadership in the microfinance industry and the economy as a whole. We hope that in the years to come we continue to serve our cause and bring prosperity to the nation with integrity and professionalism”

Khushhali Microfinance Bank’s business model is progressive, regulated and sustainable. The business model is transforming from a mono-group lending product to a full service bank for the micro and SME segments, with a focus on the smaller end of the spectrum the “growing micro” that are poised to become small businesses.