Product Name

Niswan Group Loan

Niswan Group Loan is specially designed for women who want to grow their small businesses or manage livestock activities with easy and affordable financing. Through a simple group lending model, women can access financial support for business growth and household income generation.

Features & Benefits:

• Financing facility exclusively for women
• Easy and simple group-based financing
• No heavy collateral requirements
• Financing for small businesses and livestock needs
• Easy monthly installment repayment option
• Quick processing and fast disbursement
• Available for both rural and urban customers
• Flexible loan cycles for growing businesses

Eligibility Criteria:

• Applicant Type: Women Only
• Minimum age to avail the loan: 20 years.
• Maximum Age at Loan Maturity: 68 Years
• Residence Requirement: Minimum 2 Years in Current City
• Business Experience: Minimum 2 Years
• Annual Income Limit: Up to PKR 1,500,000
• Group Requirement: 03 to 06 Members

Loan Amount

Rs. 50,000 to Rs. 150,000

Collateral

Social Collateral (Cross Group Guarantee)

Purpose

• Livestock purchase and management.
• Small business setup or expansion.
• Retail and trading activities.
• Home-based businesses.
• Women entrepreneurship activities.
• Rural enterprise development.

Loan Tenor & Repayment Mode

• Loan Tenure    3 to 12 Months.
• Repayment Mode: Easy Monthly Installments (EMI).

Pricing

As per the approved pricing grid/SOC

Disclaimer

Other Terms and Conditions Apply