Submitted by adminkmbl on Fri, 03/12/2021 - 12:56
Khushhali Mustaqbil

Objective:

Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB & Adamjee Life. Product aims to bring value & financial stability to every household by covering them under an umbrella of insurance coverage and providing healthy investment returns to secure your children education’s & marriages, build profitable savings & reaching retirement life with a peace of mind.

 

Entry Age

18 to 70 Years

Policy Term

Min 10 Years

Max 20 Years

Unit Allocation

1st Year 40%

2nd Year 90%

3rd Year & Onward 100%

 

Bonus Allocation

5th Year 10%

10th Year 50%

 

 

Charges:

 

Management Charges

Annual Yield 1.75%

Admin Fee

Nil

Policy Fee

Nil

Bid/Offer Spread

5%

Minimum Premium

Rs. 8,000/P.A

 

Funds:

  • Investment Multiplier Fund
  • Investment Secure Fund

Additional Benefits:       

  • Accidental Death & Disability Benefit
  • Spouse Protection Rider
  • Monthly Income Benefit
  • Critical Illness Rider
  • Life Saver Rider
  • Waiver of Premium Disability
  • Waiver of Premium Death

 

Free Look Period:           

14 days review time period enables client to review policy’s terms & condition upon receipt of policy documents. Upon cancelation of policy, 100% money back guarantee is offered.

Expenses incurred on medical examination will be deducted.

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