Submitted by saqib.mehdi on Tue, 01/30/2024 - 16:06


Khushhali Tahafuz & Family Tahafuz is a unique health insurance plan that offers customers coverage for hospital and medical expenses in case of emergency. This insurance product features options of multiple coverage plans. It is offered in collaboration with MicroEnsure Pakistan (Private) Limited & Habib Insurance Company Limited with the objective to facilitate beneficiaries in case of all types of accidents and diseases.

Product Features

Product Plan Annual Premium Per Insured Coverage
Khushhali Tahafuz A PKR 500
  • Daily Hospital Cash Benefit Rs. 3,000
  • Daily ICU Benefit Rs. 6,000
  • Coverage of Hospitalization Rs. 90,000
Khushhali Tahafuz B PKR 1,000
  • Daily Hospital Cash Benefit Rs. 6,000
  • Daily ICU Benefit Rs. 12,000
  • Coverage of Hospitalization Rs. 180,000
Khushhali Family Tahafuz C (Self, Spouse & first four kids) PKR 3,000
  • Daily Hospital Cash Benefit

                Rs. 6,000 (Adult)
                Rs. 3,000 (Child)

  • Daily ICU Benefit

               12,000 (Adult)
               6,000 (Child)

  • Coverage of Hospitalization 

               Rs. 90,000 (each adult)
               45,000 (each Child)

  • C Section Rs. 50,000


Target Segments:

  • KMBL’s Existing borrowers
  • KMBL’s Depositors
  • Walk in customers