Khushhali Microfinance Bank Limited (KMBL) has signed an MOU with United Auto Industries (Pvt) Limited to facilitate Khushhali Microfinance Bank customers with 2 wheeled and 3 wheeled vehicles. Under the partnership, Khushhali Microfinance Bank customers will be able to get bikes and loaders on easy finance via Khushhali Sarsabz Karobar and Khushhali Sarmaya product lines. Bikes or two-wheeler financing will be offered to employees of existing partners with whom KHUSHHALI MICROFINANCE BANK already has an agreement, via Sarsabz Karobar. Whereas, loader or three-wheeler financing will be offered in the open market, via Khushhali Sarmaya.
“Access to transport is instrumental in ensuring individuals’ participation in economic activity. This collaboration with United Auto marks an important step towards increasing this access for our customers by going beyond the convenience of mere banking facilities. The two programs will enable customers to purchase vehicles on easy financing and thus allow them to cover their travelling needs without hassle”, said Khushhali Microfinance Bank President, Ghalib Nishtar." 
Financing of United Auto Industries three-wheeled loaders will be done under the category of commercial vehicle financing against each sale. Commercial vehicle finance is a cost-effective option for micro-entrepreneurs who don’t want to be left in a pile of debt to acquire a vehicle they wouldn’t otherwise afford.
The success of the two products is reflected by the fact that many successful micro-entrepreneurs have availed Khushhali Sarmaya through which they were able to access necessary transportation assets to support their businesses. This aided in long-term cost reduction and profit growth.
Founded in 2000, Khushhali Microfinance Bank celebrated its 20th anniversary in August. A forerunner in the microfinance sector in Pakistan, Khushhali Microfinance Bank has served over 5 million customers over the past 20 years. Last month in August.