Owing to the entitlement of being the first microfinance bank in Pakistan, Khushhali Microfinance Bank Limited (KMBL) celebrated its 19th anniversary on 11th August, 2019. Since its inauguration in the year 2000, the bank has managed to spread its network count to 182 provincial branches, 15 service centers, 16 permanent booths and 11 GPOs; equaling a total count of 224 footprint across the country. KMBL takes pride in being a major financial facilitator for more than 830,000 micro-entrepreneurs of Pakistan, strengthening the marginalized segment of economic development.

Khushhali Microfinance Bank Limited continues to add value to our entire customer base by bringing innovative and low-cost financial products, allowing ease to their monetary access. KMBL has successfully laid the foundation of providing financial inclusion in terms of running working capital requirements to farmers, self-employed male and female individuals and small home-based labors. Along with financial enablement, Khushhali Bank also conducts awareness sessions quite regularly to provide training on how these enterprises can effectively build their businesses and scale it according to opportunities identified.

KMBL’s 19 years of commitment and relentlessness was marked by a celebratory event that was conducted to recognize the highest performing individuals and branches that are bringing change to the organization and community. The occasion was also marked by a nation-wide tree plantation drive by all the employees of KMBL. 5,000 employees were provided with tree saplings for them to plant in their close vicinity and to maintain them into fully grown fruit producing trees. These fruit growing trees included those of Guavas, Amlok and Jamun. All employees fulfilled the duties given to them to help enrich the environment.

Our vision is to cater for these individuals by providing them financial opportunities to build themselves as self-sufficient individuals and becoming a part of the economic backbone of our country. Taking our commitment further, KMBL is also stepping foot to numerous digital services and is constantly involved in projects for bringing digital transformation to products and processes. Talking on the occasion, Ghalib Nishtar, President KMBL, said: “Being the first and the best microfinance bank in Pakistan, we have the responsibility to be actively responsive to constantly changing customer needs, economic conditions and future opportunities for our small enterprises to become strong agents of change of our communities.”

Khushhali Microfinance Bank Limited is fully aware of its responsibility of elevating the society through financial inclusion as well as through corporate social responsibility.