Orya Ali

Company Secretary & General Council

Orya Ali's impressive background spans various critical positions, including Head Compliance & Governance Consultant at a distinguished Dubai-based company and AVP Corporate Affairs & Legal at U Microfinance Bank Limited. Furthermore, her extensive experience as a practicing Attorney-at-Law and Corporate Legal Counsel equips her with a wealth of expertise in governance, compliance, corporate, and legal affairs. Throughout her career, Orya has handled diverse responsibilities, providing invaluable insights and essential skills for effectively navigating complex legal and regulatory landscapes within any organization.

Muhammad Mustqim Rao

Chief Banking Services & Chief of Staff

Muhammad Mustqim Rao is a highly accomplished microfinance professional with a remarkable career. With expertise in risk management and compliance, he has excelled in diverse leadership roles. As the Head of Credit Operations at Telenor Microfinance Bank, he successfully implemented credit risk strategies and detected major fraudulent exercises within strict timelines. Additionally, as Manager of Business Banking at FINCA Microfinance Bank, he effectively managed a substantial asset portfolio and ensured compliance with regulatory directives. Muhammad Mustqim Rao's proficiency extends to internal audit, internal controls, and value chain financing. His strategic mindset, operational excellence, and track record of driving organizational success make him an ideal candidate for roles in risk management, compliance, and business development within the microfinance industry

Aqeel Ahmed

Chief Compliance Officer

Aqeel Ahmed has a diversified progressive experience of over 27+ years in different institutions, multiple departments and in various Leadership roles. His experience covers the key segments/functions like Finance & Accounts, Operations, Internal / External Audits, Risk Management, Taxation and Corporate Affairs. He has been part of the founding team of Khushhali Microfinance Bank Limited (KMBL) and played a pivotal role in establishing the Compliance function of KMBL. Before joining KMBL, he completed his Chartered Accountants (CA) Articleship under the byelaws of The Institute of Chartered Accountants of Pakistan with “Tariq Ayub Anwar & Co. CAs Islamabad)”. He holds a Master’s degree in Business Administration - Finance.   

Ali Imran Bokhari

Chief Risk Officer

Syed Ali Imran Bokhari is a management executive with diversified experience, of over 19 years, in development and implementation of Compliance and Risk Management Frameworks, development and implementation of Standard Operating Procedures (SOPs), Financial & Management Consulting Services, Institutional Assessments and Appraisals, Supervision and Administration of Audit & Assurance Services, Financial Reporting, Regulatory Compliance, Corporate Governance, and Restructuring & Business Valuation, including feasibility analysis & share valuation. He is a Certified Expert in Risk Management from Frankfurt School of Finance and Management, Germany, a Certified Financial Consultant from Canada and Chartered Accountancy Finalist from Pakistan. He holds membership of Institute of Internal Auditors, USA and Institute of Financial Consultants, USA. He is also an associate member of Association of Certified Fraud Examiners (ACFE).

Saleem Akhtar Bhatti

Group Head Finance & CFO

Saleem Akhtar Bhatti is a finance expert with more than 25 years of industry experience. Saleem joined Khushhali Microfinance Bank in 2001. Prior to KMBL, Saleem held various management positions providing leadership and strategic direction in the finance & accounting functions through financial strategy, planning, financial and management accounting, budgeting, tax planning, defining financial policies and controls.