Khushhali Karobar

Product Name:

Karobari Term Finance

Product Purpose:

Karobari term finance is a specialized product that is meant for such enterprises who are commercially viable Micro-entrepreneurs, either self-employed or have few individuals employed in their business. 

The loan can be used for replenishment of working capital for business operations or for capital investment for business expansion. 

Loan Eligibility Criteria:

  • Small business men and women owners 
  • Business should be operating at the same place for at least 2-3 years
  • KMBL client or an applicant from any other bank who does not have a bad credit history
  • Age between 25 to 60 years
  • Valid CNIC/SNIC holder


6-36 months

Repayment Options:

Equal monthly or quarterly installments 

Loan Ticket (minimum & maximum):

PKR 500,001/- to 3,000,000/-

Service Charges:

APR 20 - 28%