Submitted by adminkmbl on Thu, 03/11/2021 - 18:06
Cash Sahulat

Product Name

Khushhali Cash Sahulat Plus

Product Purpose

Khushhali Cash Sahulat Plus is offered for investment in Enterprise, Agriculture and Livestock under the Individual Loan category.

Loan Eligibility Criteria

  • Age: 20 – 65  Years
  • Business experience of minimum of 2 Years
  • Resident of the same location for the past 2 years
  • NADRA CNIC/ SNIC holder
  • Not defaulter of KMBL or other banks

Acceptable Securities

  • Gold ornaments/ bars as evaluated by Khushhali bank’s approved goldsmith (18 carat or above)
  • Khushhali Term Deposit Certificates
  • National Savings Certificates (Defence Saving Certificates, Special Saving Certificates, Regular Income Certificates)
  • Agriculture Pass book


3 - 60 months

Repayment Options

  • Lump Sum payment at the end of the loan period
  • Equal Monthly Installments / Quarterly / Semi-annually

Loan Ticket  (Minimum & Maximum)

PKR. 150,001 to 1,000,000/-

Service charges

28% APR against gold

27 - 28% APR against Agricultural passbook

18% APR against KMBL TDCs and NSCs