{"id":7837,"date":"2026-06-15T11:51:45","date_gmt":"2026-06-15T11:51:45","guid":{"rendered":"https:\/\/uat.khushhalibank.com.pk\/?page_id=7837"},"modified":"2026-08-20T12:34:15","modified_gmt":"2026-08-20T12:34:15","slug":"khushhali-mustaqbil","status":"publish","type":"page","link":"https:\/\/khushhalibank.com.pk\/?page_id=7837","title":{"rendered":"Khushhali Mustaqbil"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column css_animation=&#8221;fadeInUp&#8221;][gva_block_heading title=&#8221;Khushhali Mustaqbil&#8221; icon=&#8221;fa-solid fa-wallet&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;]<\/p>\n<h2>Objective:<\/h2>\n<p>Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB &amp; Adamjee Life. Product aims to bring value &amp; financial stability to every household by covering them under an umbrella of insurance coverage and providing healthy investment returns to secure your children education\u2019s &amp; marriages, build profitable savings &amp; reaching retirement life with a peace of mind.<\/p>\n<table class=\"comparison-table\">\n<thead>\n<tr>\n<th>Features<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"label\">Enrolment Age<\/td>\n<td>18 to 65 Years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Coverage Age<\/td>\n<td>18 to 75 Years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Policy Term<\/td>\n<td>Min: 10 Years<br \/>\nMax: Subject to maturity age of 75 years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Year Wise Unit Allocation<\/td>\n<td>1st Year: 60%<br \/>\n2nd Year: 70%<br \/>\n3rd Year onwards: 100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<table class=\"comparison-table\">\n<thead>\n<tr>\n<th>Charges<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"label\">Management Charges<\/td>\n<td>Annual Yield 1.75%<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Admin Fee<\/td>\n<td><strong>Nil<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Policy Fee<\/td>\n<td><strong>Nil<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Bid\/Offer Spread<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Minimum Premium<\/td>\n<td>Rs. 8,000 \/ P.A<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Funds:<\/h3>\n<ul>\n<li>Investment Multiplier Fund<\/li>\n<li>Investment Secure Fund<\/li>\n<li>Investment Balanced Fund<\/li>\n<\/ul>\n<h3>Additional Benefits:<\/h3>\n<ul>\n<li>Accidental Death &amp; Disability Benefit<\/li>\n<li>Spouse Protection Rider<\/li>\n<li>Monthly Income Benefit<\/li>\n<li>Critical Illness Rider<\/li>\n<li>Life Saver Rider<\/li>\n<li>Waiver of Premium Disability<\/li>\n<li>Waiver of Premium Death<\/li>\n<\/ul>\n<h3>Free Look Period:<\/h3>\n<p>14 days review time period enables client to review policy\u2019s terms &amp; condition upon receipt of policy documents. Policyholders are entitled to a 100% refund upon cancellation during the Free Look Period (FLP).<\/p>\n<p>Expenses incurred on medical examination will be deducted (if any).<\/p>\n<h3>For More Details Click <em><strong><a href=\"\/wp-content\/uploads\/2026\/06\/Adamjee-Life-Khushhali-Mustaqbil-CTP.pdf\">here<\/a> <\/strong><\/em>:<\/h3>\n<p><em>*Terms and conditions apply<\/em>[\/gva_block_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column css_animation=&#8221;fadeInUp&#8221;][gva_block_heading title=&#8221;Khushhali Mustaqbil&#8221; icon=&#8221;fa-solid fa-wallet&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;] Objective: Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB &amp; Adamjee Life. Product aims to bring value &amp; financial stability to every household by covering them under an umbrella of insurance coverage and providing healthy investment returns to secure [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-7837","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Khushhali Mustaqbil - Khushhali Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.khushhalibank.com.pk\/?page_id=7837\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Khushhali Mustaqbil - Khushhali Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column css_animation=&#8221;fadeInUp&#8221;][gva_block_heading title=&#8221;Khushhali Mustaqbil&#8221; icon=&#8221;fa-solid fa-wallet&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;] Objective: Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB &amp; Adamjee Life. 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