{"id":7833,"date":"2026-06-15T11:47:21","date_gmt":"2026-06-15T11:47:21","guid":{"rendered":"https:\/\/uat.khushhalibank.com.pk\/?page_id=7833"},"modified":"2026-08-20T12:32:45","modified_gmt":"2026-08-20T12:32:45","slug":"khushhali-takaful","status":"publish","type":"page","link":"https:\/\/khushhalibank.com.pk\/?page_id=7833","title":{"rendered":"Khushhali Takaful"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Takaful&#8221; icon=&#8221;gv-icon-67&#8243; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;]Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali Bank customers that caters for both financial protection needs as well as their long-term savings \/ investment opportunities.<\/p>\n<table class=\"comparison-table\">\n<thead>\n<tr>\n<th>Features<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"label\">Enrolment Age<\/td>\n<td>18 to 65 Years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Coverage Age<\/td>\n<td>18 to 85 Years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Policy Term<\/td>\n<td>Min: 10 Years<br \/>\nMax: Subject to maturity or at the age of 85 years<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Year Wise Unit Allocation<\/td>\n<td>1st Year: 60%<br \/>\n2nd Year: 80%<br \/>\n3rd Year: 90%<br \/>\n4th Year onward: 100%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<table class=\"comparison-table\">\n<thead>\n<tr>\n<th>Charges<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"label\">Management Charges<\/td>\n<td>Annual Yield: 1.5%<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Admin Fee<\/td>\n<td>Year 1: In each month, 1% of the cash value would be charged.<br \/>\nYear 2: In each month, 0.5% of the cash value would be charged.<br \/>\nYear 3: Fixed Fee of Rs. 40 per month (indexed by 8% in succeeding years)<\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Policy Fee<\/td>\n<td><strong>Nil<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"label\">Bid\/Offer Spread<\/td>\n<td>5% of regular contribution<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Top-Up Contributions<\/h3>\n<p>The Participant has the option to make an additional single contribution at any time during the membership term. Minimum Top-Up contribution amount is Rs. 15000\/-<br \/>\nThe charges deducted from the Top-Up contribution are 5% once.<\/p>\n<h3>Additional benefits<\/h3>\n<ul>\n<li>Accidental Death Benefit<\/li>\n<li>Accidental Death and Dismemberment<\/li>\n<li>Permanent Total Disability \u2013 Sickness<\/li>\n<li>Family Income Benefit<\/li>\n<li>Waiver of Contribution<\/li>\n<li>Critical Illness<\/li>\n<li>Additional Term Takaful<\/li>\n<\/ul>\n<h3>Free Look Period<\/h3>\n<p>14 days review time period enables client to review policy\u2019s terms &amp; condition upon receipt of policy documents. Policyholders are entitled to a 100% refund upon cancellation during the Free Look Period (FLP).<\/p>\n<p>Expenses incurred on medical examination will be deducted (if any).<\/p>\n<p>&nbsp;<\/p>\n<p><em>*Terms and conditions apply<\/em>[\/gva_block_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Takaful&#8221; icon=&#8221;gv-icon-67&#8243; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;]Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali Bank customers that caters for both financial protection needs as well as their long-term savings \/ investment opportunities. Features Details Enrolment Age 18 to 65 Years Coverage Age 18 to 85 Years Policy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-7833","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Khushhali Takaful - Khushhali Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.khushhalibank.com.pk\/?page_id=7833\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Khushhali Takaful - Khushhali Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Takaful&#8221; icon=&#8221;gv-icon-67&#8243; align=&#8221;align-left&#8221; subtitle=&#8221;Life Insurance&#8221;]Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali Bank customers that caters for both financial protection needs as well as their long-term savings \/ investment opportunities. 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