{"id":4633,"date":"2026-05-12T06:06:19","date_gmt":"2026-05-12T06:06:19","guid":{"rendered":"http:\/\/localhost\/wordpress\/?page_id=4633"},"modified":"2026-05-12T06:06:19","modified_gmt":"2026-05-12T06:06:19","slug":"loan-calculator","status":"publish","type":"page","link":"https:\/\/khushhalibank.com.pk\/?page_id=4633","title":{"rendered":"Loan Calculator"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_wp_text]\r\n<style>\r\n.loan-wrapper {\r\n    display: flex;\r\n    gap: 20px;\r\n    max-width: 900px;\r\n    margin: 40px auto;\r\n    font-family: Arial, sans-serif;\r\n}\r\n\r\n.loan-left {\r\n    flex: 1;\r\n    padding: 20px;\r\n    background: #fff;\r\n    border-radius: 12px;\r\n    box-shadow: 0 6px 15px rgba(0,0,0,0.1);\r\n}\r\n\r\n.loan-right {\r\n    flex: 1;\r\n    display: flex;\r\n    flex-direction: column;\r\n    gap: 20px;\r\n}\r\n\r\n.loan-field {\r\n    margin-bottom: 15px;\r\n}\r\n\r\n.loan-field label {\r\n    display: block;\r\n    margin-bottom: 5px;\r\n    font-weight: 600;\r\n}\r\n\r\n.loan-field input,\r\n.loan-field select {\r\n    width: 100%;\r\n    padding: 10px;\r\n    border-radius: 8px;\r\n    border: 1px solid #ccc;\r\n}\r\n\r\n.calculate-btn {\r\n    width: 100%;\r\n    padding: 12px;\r\n    background: #0073aa;\r\n    color: white;\r\n    border: none;\r\n    border-radius: 8px;\r\n    cursor: pointer;\r\n}\r\n\r\n.result-card {\r\n    padding: 25px;\r\n    border-radius: 12px;\r\n    color: #fff;\r\n    text-align: center;\r\n}\r\n\r\n.emi-card {\r\n    background: linear-gradient(135deg, #4facfe, #00fe2b);\r\n}\r\n\r\n.interest-card {\r\n    background: linear-gradient(135deg, #4facfe, #00fe2b);\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    .loan-wrapper {\r\n        flex-direction: column;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"loan-wrapper\">\r\n\r\n    <!-- LEFT -->\r\n    <div class=\"loan-left\">\r\n\r\n        <div class=\"loan-field\">\r\n            <label>Product<\/label>\r\n            <select id=\"product\">\r\n                                    <option \r\n                        data-rate=\"25\"\r\n                        data-name=\"commercial vehicle\"\r\n                        data-min=\"50000\"\r\n                        data-max=\"5000000\"\r\n                    >\r\n                        Commercial Vehicle                    <\/option>\r\n                                    <option \r\n                        data-rate=\"39.0\"\r\n                        data-name=\"personal finance\"\r\n                        data-min=\"50000\"\r\n                        data-max=\"500000\"\r\n                    >\r\n                        Personal Finance                    <\/option>\r\n                            <\/select>\r\n        <\/div>\r\n\r\n        <div class=\"loan-field\">\r\n            <label>Loan Amount (Rs.)<\/label>\r\n            <input type=\"text\" id=\"amount\">\r\n        <\/div>\r\n\r\n        <div class=\"loan-field\">\r\n            <label>Loan Tenure (Months)<\/label>\r\n            <input type=\"number\" id=\"tenure\">\r\n        <\/div>\r\n\r\n        <button class=\"calculate-btn\" onclick=\"calculateLoan()\">Calculate<\/button>\r\n\r\n    <\/div>\r\n\r\n    <!-- RIGHT -->\r\n    <div class=\"loan-right\">\r\n        <div class=\"result-card emi-card\">\r\n            <h4>Monthly EMI<\/h4>\r\n            <p id=\"emi\">Rs. 0<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"result-card interest-card\">\r\n            <h4>Interest Amount<\/h4>\r\n            <p id=\"interest\">Rs. 0<\/p>\r\n        <\/div>\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\n\r\nfunction formatNumber(num) {\r\n    return num.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n}\r\n\r\nfunction unformatNumber(str) {\r\n    return str.replace(\/,\/g, '');\r\n}\r\n\r\ndocument.getElementById('amount').addEventListener('input', function (e) {\r\n    let value = unformatNumber(e.target.value);\r\n    if (!isNaN(value) && value !== \"\") {\r\n        e.target.value = formatNumber(value);\r\n    }\r\n});\r\n\r\nfunction getSelectedOption() {\r\n    let select = document.getElementById('product');\r\n    return select.options[select.selectedIndex];\r\n}\r\n\r\nfunction applyLimits() {\r\n    let option = getSelectedOption();\r\n\r\n    let min = parseFloat(option.getAttribute('data-min'));\r\n    let max = parseFloat(option.getAttribute('data-max'));\r\n    let name = option.getAttribute('data-name');\r\n\r\n    let amountField = document.getElementById('amount');\r\n    let tenureField = document.getElementById('tenure');\r\n\r\n    amountField.min = min;\r\n    amountField.max = max;\r\n\r\n    if (name.includes(\"personal\")) {\r\n        tenureField.max = 84;\r\n    } else if (name.includes(\"vehicle\")) {\r\n        tenureField.max = 120;\r\n    }\r\n\r\n    tenureField.min = 1;\r\n}\r\n\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n    applyLimits();\r\n});\r\n\r\ndocument.getElementById('product').addEventListener('change', function () {\r\n    applyLimits();\r\n});\r\n\r\nfunction calculateLoan() {\r\n\r\n    let option = getSelectedOption();\r\n\r\n    let P = parseFloat(unformatNumber(document.getElementById('amount').value));\r\n    let n = parseFloat(document.getElementById('tenure').value);\r\n    let annualRate = parseFloat(option.getAttribute('data-rate')) \/ 100;\r\n\r\n    let amountField = document.getElementById('amount');\r\n    let tenureField = document.getElementById('tenure');\r\n\r\n    if (!P || !n) {\r\n        alert(\"Please fill all fields\");\r\n        return;\r\n    }\r\n\r\n    if (P < amountField.min || P > amountField.max) {\r\n        alert(`Amount must be between ${amountField.min} and ${amountField.max}`);\r\n        return;\r\n    }\r\n\r\n    if (n > tenureField.max) {\r\n        alert(`Maximum tenure is ${tenureField.max} months`);\r\n        return;\r\n    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