Life Insurance
Khushhali Mustaqbil
Objective:
Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB & Adamjee Life. Product aims to bring value & financial stability to every household by covering them under an umbrella of insurance coverage and providing healthy investment returns to secure your children education’s & marriages, build profitable savings & reaching retirement life with a peace of mind.
| Features | Details |
|---|---|
| Enrolment Age | 18 to 65 Years |
| Coverage Age | 18 to 75 Years |
| Policy Term | Min: 10 Years Max: Subject to maturity age of 75 years |
| Year Wise Unit Allocation | 1st Year: 60% 2nd Year: 70% 3rd Year onwards: 100% |
| Charges | Details |
|---|---|
| Management Charges | Annual Yield 1.75% |
| Admin Fee | Nil |
| Policy Fee | Nil |
| Bid/Offer Spread | 5% |
| Minimum Premium | Rs. 8,000 / P.A |
Funds:
- Investment Multiplier Fund
- Investment Secure Fund
- Investment Balanced Fund
Additional Benefits:
- Accidental Death & Disability Benefit
- Spouse Protection Rider
- Monthly Income Benefit
- Critical Illness Rider
- Life Saver Rider
- Waiver of Premium Disability
- Waiver of Premium Death
Free Look Period:
14 days review time period enables client to review policy’s terms & condition upon receipt of policy documents. Policyholders are entitled to a 100% refund upon cancellation during the Free Look Period (FLP).
Expenses incurred on medical examination will be deducted (if any).
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*Terms and conditions apply